Pearson & Company Insurance, Inc 601-482-6699
Get a Quote
Interested In
Zip Code
Get A Quote Quick Links Auto Insurance Home Insurance Church Insurance Business Insurance

Church Insurance

During the winter months, your building is susceptible to water damage due to the colder temperatures. Once the temperature drops below freezing, the pipes of your building could become frozen and possibly burst. Additionally, the formation of ice dams on the roof can cause damage to walls, ceiling, and insulation. Taking the proper precautions can help safeguard your church against frozen pipes and ice dams.

Frozen Pipes

These preventive measures can help your church avoid frozen pipes:

  • Wrap any water pipes that are exposed to freezing temperatures and cold drafts, and those located in unheated or non-insulated areas, with pipe insulation.
  • During cold temperatures, leave open the doors of cabinets where water pipes and drains are present to allow warm air to circulate around the pipes.
  • During extremely cold weather, turn faucets to a slow drip to reduce the chance of the pipe freezing.
  • Consider installing an automatic detection system that can monitor the temperature of a specific pipe. If the temperature of the pipe drops below a pre-set temperature, the unit will automatically shut off the main water valve. This will not prevent the pipe from freezing, but it will protect the pipes from bursting. To determine the best system to install for your building, contact a qualified plumber.
  • Set the thermostat to 50 degrees or above when the building will be unoccupied for a prolonged period of time during cold weather. If possible, ask someone to check the building daily to see that the heating system is working properly.
  • Insulate the outside walls and unheated areas of the building.
  • Heat the basement, and consider weather-sealing the windows.
  • Close windows near water pipes and cover open-air vents. Freezing temperatures and wind drafts are a combination that can cause pipes to freeze more frequently.
  • Disconnect any garden hoses, and install covers on the outside faucets.

If a pipe freezes, contact a licensed plumbing contractor as soon as possible. If a pipe bursts, shut off the water at the building's main water valve, if possible, then contact a licensed plumbing contractor as soon as possible. A licensed plumbing contractor should be listed in your emergency contact information.

Ice Dams

Ice dams can be prevented by taking the following safety measures:

  • Make sure the attic has adequate insulation and ventilation. Rust spots, rusty nails, or the odor of mildew could be an indication of insufficient ventilation.
  • Consider installing soffit vents to increase ventilation.
  • Seal openings in the attic, such as heat ducts, light fixtures or vent pipes.
  • Keep the gutters, eaves and downspouts clean.
  • Clear snow two to three feet from the roof edges with a snow rake to allow melting snow to drain and not be trapped under snow and ice.

Cold temperatures and the weather that comes along with it are unavoidable. It is important to follow the recommended tips above to prevent damage caused by frozen pipes and ice dams. In doing so, you may not only be saving money for your church, but your ministry will be able to carry on without any disruptions. (Source: Guideone.com)

Contact us for a Mississippi church insurance quote.

 

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Get A Quote
Manage My Policy
Submit A Claim Pay Your BIll Customer Service
  Our Site Links

Home Page
Blog
Who We Are
Our Carriers
Map & Direction
FAQ
Contact Us
Type of Insurance

Auto Insurance
Home Insurance
Church Insurance
Business Insurance
Motorcycle Insurance
Boat Insurance
Recreational Vehicle Insurance
Contact Info

Pearson & Company Insurance, Inc.
2210 13th Street
Meridian, MS 39301

Phone: 601-482-6699
Fax: 601-482-1526
Email: Hallie@Pearson-Insurance.com
FacebookTwitterLinkedInGoogle+RSS FeedYouTube

            Get Quotes from the Best Companies
 
GuideOne
Travelers
Progressive
Zurich
GMAC
Hartford
Foremost
American Modern
Victoria
Fidelity
Chubb
Dairyland
Safeco
Condon Skelly
Aegis