Pearson & Company Insurance, Inc 601-482-6699
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Church in a FieldProperty coverage includes such items as your buildings, contents, signs, property in the open, and fences. Your policy will automatically include coverage for standard items, along with many non-standard items, such as the following:

  • Equipment breakdown, including computers, boilers, and electrical equipment.
  • Newly acquired or constructed property (our limits exceed industry standards).
  • Pastor's personal property.
  • Ordinance or law - when building updates are required by ordinance following a covered loss.
  • Stained glass windows.
  • Personal Effects and property of others on a worldwide basis; for example, property lost on a mission trip.
  • Fire and security alarm upgrade – reasonable additional costs to upgrade your system when replaced due to a covered cause of loss.
  • Utility services interruption (direct damage and time element) for example, a storm knocks out usage of your utilities and causes damage.
  • Automated external defibrillators (AED).
  • Indirect loss, such as the loss of church income and tuition fees resulting from a covered peril, including a violent incident; e.g., a church intruder.
  • Earthquake sprinkler leakage.


Your church may also elect to add the following endorsements to your policy at a modest charge for even greater property protection:

  • Computer fraud coverage covers the loss of money, securities and other tangible personal property caused by computer fraud by non-employees.
  • Crime coverage provides protection for losses resulting from theft, employee dishonesty, forgery and alteration.
  • Green upgrade coverage pays for the reasonable additional costs to upgrade to more energy efficient and environmentally friendly building elements and appliances in the event of a covered loss.
  • Inland marine covers property that may be transported from one place to another, as well as unique types of property and possessions of artistic merit.
  • Key person replacement coverage provides for the reimbursement of recruitment expenses to replace a senior or executive pastor who dies in a work-related accident.
  • Limited flood coverage provides building and personal property coverage on a limited basis when loss or damage is a direct result of flood.


To meet the special needs of your church, our FaithGuard Church policy offers property and liability coverages for churches of all denominations. (Source:

Contact us for a Mississippi church insurance quote at 601-482-6699.

Note: Due to applicable state laws, certain coverages may not be available in your state. Please contact us for coverage availability.

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Pearson & Company Insurance, Inc.
2210 13th Street
Meridian, MS 39301

Phone: 601-482-6699
Fax: 601-482-1526
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